After my last post on stuff I took some more time for myself and putting things in perspective (and I sold one of the MacBooks, which of course gave a little more breathing room). The thing is, we human people are pretty decent hardwired by default, yet the programming part (or conditioning or whatever you call it) can sometimes contain bugs. Most of those bugs are created in our youth in reaction on receiving (or needing) love and care of our parents. And no matter how hard they try, there will always be deficiencies that you want to be made up for in one way or another. This making up for might grow out into behavior that might not be of best interest to one other.
Showing posts with label Confession. Show all posts
Showing posts with label Confession. Show all posts
Tuesday, August 15, 2017
Saturday, August 5, 2017
Why I hate stuff
The other day I noticed a beautiful quote.
And man, did I need to get myself into some things-chasing behavior before finally noticing what's going on.
And man, did I need to get myself into some things-chasing behavior before finally noticing what's going on.
Saturday, July 8, 2017
Savings rate ramp up!
With my monthly income somewhere around 2.5K and my fixed charges (rent, utilities, insurance) being less than 600 euro’s monthly my savings rate is extraordinary since the beginning of this month. Including some money for groceries, fuel and even a fun thing here and there I’m up and running 60%. Whooha!
Did I mention I didn’t even include my vacation allowance and end-year bonus within this net income? So truly, vacations and other stuff aren’t even influencing my SR here.
Pretty neat, but the challenge for now truly is not spending more. As you’ve read, my spending while moving was quite a lot. Of course this made my living place cozy and neat, but for now I’ll have to stay put for at least a year before even breaking even here.
Did I mention I didn’t even include my vacation allowance and end-year bonus within this net income? So truly, vacations and other stuff aren’t even influencing my SR here.
Pretty neat, but the challenge for now truly is not spending more. As you’ve read, my spending while moving was quite a lot. Of course this made my living place cozy and neat, but for now I’ll have to stay put for at least a year before even breaking even here.
Monday, April 10, 2017
Sunday, April 2, 2017
Fears and cravings (2)
Even though this one refers to a post quite a while ago, the subject is more or less the same.
Fast forwarding from then to now, I managed to get pretty far. Pretty far in killing my debt, pretty far in personal growth and pretty far in creating a spending habit that feels damn good while still being able to save and invest quite a lump of money. At years' start, my monthly spending forecast looked quite good. Being able to save around 30% of my income seemed manageable (and is, really!).
Now that I'm well away and the first quarter passed, I am beginning to feel some cravings here and there. This started with a feeling I did want to go away for a weekend or week or something. See the world. Which is quite ridiculous since I blown of this idea in the first months of this year since I wanted to save money and vacation days for a long trip by the beginning of next year. The next crazy thing was wanting to buy STUFF! Hmmm.. Need STUFF!!!
Fast forwarding from then to now, I managed to get pretty far. Pretty far in killing my debt, pretty far in personal growth and pretty far in creating a spending habit that feels damn good while still being able to save and invest quite a lump of money. At years' start, my monthly spending forecast looked quite good. Being able to save around 30% of my income seemed manageable (and is, really!).
Now that I'm well away and the first quarter passed, I am beginning to feel some cravings here and there. This started with a feeling I did want to go away for a weekend or week or something. See the world. Which is quite ridiculous since I blown of this idea in the first months of this year since I wanted to save money and vacation days for a long trip by the beginning of next year. The next crazy thing was wanting to buy STUFF! Hmmm.. Need STUFF!!!
Friday, January 6, 2017
Spending Recap 2016
As promised, a spending recap. It will come as no surprise that most of my
whatever money I could get a grip on was dumped in killing my debt. So,
as a result, that portion is, well... fairly big.
Sunday, January 1, 2017
Transfer
Happy New Year!
I hope you've all enjoyed whatever you did to celebrate the transfer from one year to another, and may this be a good one for all of us!
With the debt-O-meter down to I-Owe-No-One-What-So-Ever, it's time to rethink the whole concept. I think of transforming the whole thing to a save-O-meter. Sounds logical and since it's my blog, I get to do what I want. I am thinking of a number to gain for this year and it's yours to see if I make it by the end of the year. How's 10K working for you? I sure as hell hope I get there.
I hope you've all enjoyed whatever you did to celebrate the transfer from one year to another, and may this be a good one for all of us!
With the debt-O-meter down to I-Owe-No-One-What-So-Ever, it's time to rethink the whole concept. I think of transforming the whole thing to a save-O-meter. Sounds logical and since it's my blog, I get to do what I want. I am thinking of a number to gain for this year and it's yours to see if I make it by the end of the year. How's 10K working for you? I sure as hell hope I get there.
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